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ARK Platforms

Own product · Personal finance

Savvy: smart money decisions

A personal-finance app that works offline, with an encrypted database and AI that runs on the phone itself. Your data never leaves the device.

Savvy app icon on a dark background

The challenge

Help people decide how much they can spend today without touching bills or savings, with the privacy of an app that never sends financial data to any server.

The solution

A local-first Flutter app with an encrypted database, receipt scanner, payment detection and on-device AI (Qwen2.5 on llama.cpp) that understands questions in Spanish and English. Figures are always computed by Savvy’s engine, never by the model.

What shall we build together? Tell us about your project, whatever the practice, and we will reply within one business day.

Savvy: smart money decisions · ARK Platforms